FAQ

Our FAQ

Answers To Your Questions

Clear, simple explanations to help you understand how our service works and how we reduce the pressure from high-cost business funding. Your clarity starts here.

Loan Restore helps U.S. business owners reduce extreme repayment pressure caused by high-cost funding agreements. We review your contracts, analyze your financial situation, identify legal issues, and connect you with attorneys who negotiate fairer repayment terms.

No. We do not issue new loans, offer refinancing, or consolidate debt. Our service focuses on reducing repayment pressure and improving loan terms through legal and financial review.

There is no upfront cost. You only pay after results are delivered. If we do not reduce your repayment burden, you owe nothing.

We earn a success-based fee only after measurable savings are confirmed. The fee is taken from the savings we create, not from your business account in advance.

We examine your contract, interest structure, and repayment schedule. We review your cash flow and repayment history. After the financial assessment, attorneys negotiate improved terms that lower the return and reduce overall repayment pressure.

Yes. Attorneys handle the legal negotiation and any legal actions required. Our team prepares your financial profile and assists until the legal process begins.

We support cases involving:

  • Merchant Cash Advances

  • Revenue based financing

  • High-interest business loans

  • Cash advance contracts

  • Any expensive funding agreement that creates harmful repayment pressure

Most cases begin moving within one to two weeks. Many negotiations progress over a period of 30 to 90 days. Complex cases may take longer, but the process moves as quickly as the legal review allows.

No. We do not pull business credit and we do not create new debt. Legal renegotiation does not damage your score. Improved cash flow often helps stabilize credit over time.

Yes. We support businesses in all 50 states and in every industry including construction, healthcare, retail, transportation, restaurants, beauty, manufacturing, logistics, automotive, and more.

We only need your funding agreements, recent statements, and basic business details. If more documents are required, our team will guide you step by step.

No. We do not contact your lender until a strategy is approved. Your case starts with a private financial review. Nothing is shared without your confirmation.

Many clients achieve repayment reductions between 50 and 80 percent. Actual results depend on contract terms, cash flow, and legal leverage. Every case receives a personalized strategy.

Yes. Many clients come to us after falling behind or facing daily withdrawals they cannot maintain. Late payments do not disqualify you. They often strengthen the case for renegotiation.

Once new terms are confirmed, your business benefits from lower pressure and stronger cash flow. We provide continued support and ensure final terms are followed correctly.